The most common car accident you will see when driving is a rear-end collision, also known as a fender bender. These happen when a vehicle’s front bumper collides with another vehicle’s rear. These accidents can occur when drivers are inattentive, intoxicated, or fatigued, among other reasons.
Pile-ups are also possible from a rear-end collision which further complicates your claim. Negligence is always the underlying cause of these accidents. You must prove negligence for a successful car accident claim by speaking with a Memphis car accident lawyer from Gatti, Keltner, Bienvenu & Montesi, PLC.
Common Causes of Rear-End Wrecks
Tailgating and inattention are common causes of rear-end collisions, but they are not the only ones. Drivers may become aggressive on the road and have reactions that do not fit the situation. Other causes of rear-end collisions include:
- Drunk driving
- Speeding
- Weather conditions
- Faulty brake lights
- Rubbernecking
- Objects in the road
- Dogs, people, and others running into the road
- Defective roads
Drivers must always be attentive to the road and follow all laws to ensure they do not put anyone in danger. When drivers fail to consider other motorists, they must be held accountable for their actions. You must immediately speak with a personal injury attorney in Memphis, TN.
Liability in a Rear-End Crash
Liability is usually clear in these accidents since the rear driver collided with the front driver. The rear driver has the responsibility to follow vehicles at a safe distance. If you must stop abruptly, the rear vehicle has time to stop if they are keeping its distance.
Failing to do so usually leads to a collision.
Insurance Companies
Insurance companies usually focus on delaying claims because rear-end wrecks are straightforward. Insurance companies can only save money by focusing on the severity of your injuries. They will argue that an amputation does not impact your life when it does.
The insurance company will act as your advocate to keep you from seeking legal guidance. However, they are not on your side, and they are not your friend. You should not speak to the insurance company until you speak to a GKBM rear-end collision lawyer in Memphis first.
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Injuries from These Accidents
Many rear-end collisions happen at slow speeds, but the force can still result in severe injuries. You could experience spinal compression injuries or disc damage. Most often, victims suffer disc herniations that can resolve within a few months of physical therapy or require surgery to decompress the nerves.
Whiplash
Whiplash is another common injury where the head jolts back and forth. Insurance companies view these injuries as minor but can cause long-term pain and require pain management.
Whiplash is a soft tissue injury. While your head jolts forward, your face can also hit the steering wheel, causing facial fractures and disfigurement or permanent scarring.
Airbags
Airbags help prevent serious injuries, but they can lead to injuries in a rear-end crash. When an airbag deploys, it can cause burns to the scalp or face. Seatbelts can minimize the airbag impact in some instances, but you will likely suffer injuries requiring medical attention.
Victims frequently experience broken collarbones or dislocated shoulders from the seatbelt.
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Multiple Vehicle Crashes
Rear-end collisions often lead to multiple vehicles ramming into each other. They are better known as pile-ups, and while you often see them on the highway, they can happen anywhere. One driver’s negligent actions can cause a chain reaction when there is congestion or a busy area.
The rear driver can hit the lead car with so much force it causes them to crash into another vehicle in front, and so on. While it can complicate the claim further, the rear vehicle that started the domino is usually at fault for everyone’s losses.
One caveat to multi-vehicle collisions is that Tennessee has a modified comparative fault rule when determining responsibility for a crash. A judge or jury will determine the percentage of fault for each vehicle in the wreck. Once that is resolved, you can seek damages from relevant parties for an accident that was not your fault. Modified comparative fault can make recovery efforts challenging.
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Why You Need a Memphis Rear-End Collision Lawyer
Rear-end collision victims assume they can trust the insurance company and will get the compensation they need for their injuries and losses. Unfortunately, the insurance company is an expert at pretending to care so that they can get information out of you that will lower your claim. Your Memphis rear-end collision attorney from GKBM will stop them in their tracks and ensure you do not say anything you should not.
Other benefits of our services include:
- Investigations: Discovery is necessary for every accident, and our firm will thoroughly investigate the accident by interviewing witnesses, examining photographs, collecting reports, and visiting the accident scene. This part of the process involves collecting evidence to build your case.
- Negotiations: Once we have enough evidence, we will begin negotiations with the insurance company. They will try to offer you a lower settlement or diminish your ailments, but we will not let them.
- Justice in court: When negotiations go nowhere, we will begin the litigation process by filing a lawsuit. We will pursue a judgment in your favor by presenting evidence and continuing negotiations until we get you what you deserve.
You need an advocate in your corner after a car accident in Memphis, and that advocate is Gatti, Keltner, Bienvenu & Montesi, PLC.
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Speak with a Memphis Rear-End Collision Lawyer
When you are the victim of a rear-end crash, you must get the compensation you need. Insurance companies rarely dispute these accidents but will focus on disputing injuries or diminishing their severity. When insurance companies downplay rear-end collision harm, it can lead to you paying for the medical bills, surgeries, and other treatments independently.
Permanent injuries can lead to long-term care, making victims dependent on medications and other people for daily tasks. If you cannot work after an accident, the insurance company must compensate you for these losses. Speak to a Memphis rear-end collision lawyer from Gatti, Keltner, Bienvenu & Montesi, PLC, today.